Always Here to Serve You
This is Your Credit Union
Our Members Currently Enjoy:
Convenient Services
Payroll Deduction
Direct Deposit
Notary Service
MasterCard Cash Advance
On-line access
MasterCard Gift Cards
Wire Transfer
ACH Origination
Bill Pay
Savings & Investments
We are committed to helping our members reach their financial goals. Whether you are saving for retirement, your child’s college education, or a dream home, we can help. We off a number of savings and investment options to choose from:
·         Regular Share Savings Account
o   Minimum to open - $25.00
o   Competitive dividend rates
o   Dividends are figured daily and paid quarterly
·         Share Certificates of Deposit
o   There are a variety of minimum deposit requirements with a wide range of terms available:
§ Minimum $1,000 deposit
§ 6 month to 36 month terms
o   Annual Percentage Yields are quoted weekly
o   Interest is compounded quarterly. You may elect to have the interest deposited back into the CD or deposited into your share account.
·         IRAs
o   Traditional
o   Roth
·         Club Accounts
o   Christmas Club
o   Vacation Club
Lending Services
Greater Central Texas Federal Credit Union lending services can help make your dreams a reality. Whether it is a new car, home improvement or the vacation of a lifetime, we have just the loan you need. 
·         New and Pre-Owned Vehicle Loans
o   Pre-Approval on vehicle loans
o   Flexible terms – 48 to 60 months
o   Competitive rates with the marketplace
o   Refinancing
·         Credit Cards
o   Low Fixed rates:
§ MasterCard Platinum – 8.99%
§ MasterCard Gold – 9.25%
§ MasterCard Regular – 9.99%
o   No annual fee
o   Use them worldwide anywhere MasterCard is accepted
·         Other loans
o   Unsecure/personal loans
o   Share secured loans
o   Boat loans
o   Recreational vehicle loans
o   Home Improvement loans

Auto Loan **2.99% APY
MasterCard **8.99% APY
Signature Loans **11.5% APY
CD's .75% APY**
view all **as low as
  as high as **
  Main Office:  
  3305 E Elms Road
Killeen, TX 76542
Phone : 254-690-2274
Fax : 254-690-2708
Working Hours    
  Lobby:   Drive - thru:
  Monday - Friday
9:00 am - 5:00 pm
  Monday - Friday
7:30 am - 5:30 pm

9:00 am - Noon