Contact Us : (254) 690 - 2274
Fax : (254) 690 - 2708
Serving Central Texas since 1957
Formerly Known As Killeen Teachers Federal Credit Union
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THE FOLLOWING INFORMATION IS IN COMPLIANCE WITH THE REVISED FEDERAL RESERVE BOARD’S REGULATION E, Section 205.17.
occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
standard overdraft practices
that come with your account.
We also offer
overdraft protection plans
, such as a link to a savings account. To learn more, ask us about these plans.
WHAT ARE THE
STANDARD OVERDRAFT PRACTICES
THAT COME WITH MY ACCOUNT?
authorize and pay overdrafts for the following types of transactions:
Checks and other transactions made using your checking account number
Automatic bill payments
authorize and pay overdrafts for the following types of transactions unless you ask us to.
Everyday debit card transactions
We pay overdrafts at our discretion, which means we
do not guarantee
that we will always authorize and pay any type of transaction.
If we do
authorize and pay an overdraft, your transaction will be declined.
WHAT FEES WILL I BE CHARGED IF GREATER CENTRAL TEXAS FEDERAL CREDIT UNION PAYS MY OVERDRAFT(S)?
Under our standard overdraft practices:
We will charge you a fee of $35 each time we pay an overdraft.
on the total fees we can charge you for overdrawing your account.