Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Benefits Of Availing Online Service Offered By A Credit Union

28. December 2017 Administrator Blog (0)
Credit unions are a favorite amongst masses due to the services and convenience they offer to their members. Not only do they offer online tools and facilities which save a member’s precious time and money but they also provide some of the best secure online services free of cost. Examples of such online services are payment of bills, banking, offering e-statements, mobile banking and so on.

Here we have listed certain benefits of availing online services of a credit union.

  • Keeping Up With Your Accounts 24/7
Availing the online banking services that credit unions offer makes it convenient and easy for members to access and manage their money at any hour of the day. There are no forms to fill, no queues, etc. Your money is just a tap away. You can also get details about previous transactions and current balance by click of mouse though online panel provided by credit union.

  • Easy Transfers
This is a person to person service which makes it easy to send and receive money securely. No need to write a check to send someone money. The Electronic Transfer service lets you carry out these transactions in less than a day’s time.

  • Fast And Secure Monthly Statements
Online services save on a lot of time by offering members the facility to access e-Statements. It becomes very easy to manage finances as per ones convenience. The e-Statements and forms are available on PC’s and smartphones. All you have to do to sign up for these statements is to log on to your credit union’s online banking account.

  • Protection Of Personal And Financial Information
With more people leaning towards transacting online, the security of one’s personal and financial information is crucial. When availing online services offered by credit unions, you are completely safe. Information of each and every member of the credit union is highly secured.

  • Timely Payment Of Bills
Credit unions offer online bill payment through which you can make quick and secure payments, anywhere and at any time. In a flick of a second, you can view your bill details, history, make payments etc. You would never forget to make important payments as Credit Unions offer you a convenient service through which you can pre-schedule them.

We, at Greater Central Texas Federal Credit Union, offer various online services to our members in Killeen, TX. For more information call us at (254) 690 – 2274.

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GCTFCU Blog | Reasons You Must Join A Credit Union In Killeen, TX
Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Reasons You Must Join A Credit Union In Killeen, TX

12. February 2016 Administrator Auto Loans, Home Loans (0)
Credit Union is a not for profit institution that works collaboratively with its members to ease the financial liabilities of the clients. It lays emphasis on customer service and working for the benefits of the members. As the good word is spreading, more people are showing interest in joining credit union in the Killeen area as it offers various benefits.

  • Focus on the community: A credit union aims at uplifting the financial understanding and positioning of its members. They plough back the finances they raise for the improvement of the objectives, thus making them a viable social organization.
  • Easier loans and lower interest rates: Accessibility of loans at competitive interest rates is one of the biggest advantages of a credit union. The application process is much easier and the loans are approved in a shorter period of time.  
  • Lower banking fee: Their overdraft policies, minimum balance policies are competitive and designed keeping in mind the benefit of the members.
  • Easy to join: It is easy to become a member of a credit union. Membership may be accepted depending on your area of residence, thus opening its gates to more and more members.
  • Education: One can trust a credit union to offer the best advice when it comes to financial constraints and liabilities. They organize periodic seminars, panel discussions, lectures, and personalized financial counseling to make the members aware of latest financial tools available.
  • Accessibility: Credit Unions are managed by representatives amongst the members and thus are more receptive to an individual’s concern. They are connected digitally, giving its members various windows to interact and exchange views, all round the day.
  • More personal: You can strike personal relations with the staff as they are more forthcoming in attending to your queries than anywhere else. You can discuss your problems, raise queries and express opinions as these unions respond promptly to feedback.
We, at Greater Central Texas Federal Credit Union offer complete financial services in Killeen, TX. We provide low interest home loans, checking accounts, savings account, payroll deduction, MasterCard, wire transfer and may other services to the clients. For more information, you can call at (254) 690 – 2274 or visit our office at 3305 E. Elms Rd., Killeen, TX  76542.
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GCTFCU Blog | Credit Union Killeen - Apply Home Loan At Low Interest Rate
Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Credit Union Killeen - Apply Home Loan At Low Interest Rate

23. April 2016 Administrator Home Loans (0)
A credit union is basically a financial cooperative that offers home loans on membership basis at very low interest rates. It is customer-centric and works towards providing benefits to the members. Moreover, there are no minimum balance requirements, very less charges and all the accounts are federally insured.

Besides providing affordable financial services, a credit union has a number of benefits to offer as far as home loans are concerned. Low interest rates and minimal or no additional charges make credit unions a suitable option to get mortgage for your home. So, if you are also looking to apply for a home loan in Killeen, read on to know the advantages that you can enjoy as a member of a credit union:

  • Customer satisfaction: A credit union is a non-profit organization which works solely for the contentment of its members and give out all the monetary benefits to their members. Therefore, in order to get a home loan from a credit union, all you need to do is become its member and fulfill the specified terms and conditions. Once you become a member of the credit union, you are entitled to get lifetime benefits.
  • Get lower interest rates: If you apply for a home loan at a credit union, you will get the advantage of paying a lower rate of interest. This eventually means higher savings in the longer run. You can also compare the interest rates offered by various credit unions in Killeen and make a decision accordingly.
  • Large network of branches: Most of the credit unions belong to larger networks and therefore have several branches as well as ATMs available for the convenience of their members. So, the clients can easily handle their financial transactions from multiple locations across the city.
  • Lower fees: A credit union offers flexibility in terms of rates and fees charged for the home loan. The aim is to keep the fees as low as possible. You will be generally paid higher yields on savings and certificates.
  • Do online transactions: You can pay your monthly home loan installments either through check or online. You can also obtain all the loan information online and make bill payments. This means you can handle your accounts conveniently from anywhere.
Greater Central Texas Federal Credit Union is a leading credit union in Killeen, TX. We offer low interest home loans with minimal paperwork and easy repayment options. For details, you can call at (254) 690 – 2274.
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