• Payroll Deduction: We provide our members with the most convenient way to make loan payments, save money, deposit money into children’s account etc. We will automatically deduct a specified amount every month from your paycheck without you having to visit the branch personally.
• Direct Deposit: When you sign up for our direct deposit service, you can get your payroll, pension, social security, tax refunds or retirement benefits check deposited directly into your credit union account. You need to fill up a form to avail direct deposit and specify the account details where payments need to be sent.
• Notary Service: This is a service provided to all our members to easily get their documents attested and certified. We provide notary services for all types of affidavits, title transfers, power of attorneys, deeds etc. 
• MasterCard Cash Advance: At the credit union, we aim to make it easier for you to obtain cash, whenever you need. Hence, we offer Cash Advance service at minimal interest rates on your MasterCard credit card. You can avail the service at any of our ATMs or at the branch itself. 
• On-Line Access: We offer several options to our members to manage their finances and access their account online, at any time of the day. You just have to log in with your username and password to avail a host of banking services. 
• MasterCard Gift Cards: Our MasterCard Gift Cards are a wonderful option to make your loved ones celebrate their special day the way they want. 
• Wire Transfer: Transferring funds from one financial institution to another is safer and convenient with our wire transfer service.
  

Looking for the right financing option while buying a new or used car can be a daunting process, especially with dealerships doing all that’s in their might to make their financing programs sound highly attractive. However, if you are looking for a cheap auto loan, it is highly advisable to get started at your local credit union, where there are high chances of getting the best auto loan rates. The Greater Central Texas Federal Credit Union serves multiple locations across Central Texas, and can help you to get the lowest used car loan, as well as attractive rates on new cars. We have been serving Central Texas since our establishment in 1957, and ensure that we provide the best deals to our customers.

Below is a list of the top reasons to get a car loan from a credit union:

• Credit unions are more likely than a commercial bank to consider personal financial issues such as a mediocre credit or previous credit issues. Even though credit unions essentially follow the same process for a loan application and approval, they offer a greater degree of flexibility, making them more customer-friendly.
• The interest rates at a credit union are typically much lower than those at other financial institutions, which equates to substantial long-term savings for the borrower.
• Being non-profit organizations, credit unions are member-oriented, which is why they offer a high degree of personalized attention, providing members with the best possible customer service. Since a group of volunteer board members is responsible for making all operation decisions, the members of the credit union have a greater say in how the credit union works.
• Credit unions provide their members with useful educational resources that can help them to make the right financial decisions when assessing the value of their car purchase. Credit unions help you to look beyond the dealership value of the car, into a clear assessment of the car’s real value.
• Credit unions follow a non-sales approach, contrary to commercial banks which grant bonuses and compensations to employees for loans that get approved. On the other hand, all the proceedings gained from credit unions are returned to the members in the form of lower rates and flexible loan options.

To learn more about the membership requirements, and used/ new car loans at Greater Central Texas Federal Credit Union, contact us at (254) 690 - 2274.