If you are among the thousands of Americans procrastinating their financial obligations everyday due to a shortage of time, going online could be the solution you are looking for. Greater Central Texas Federal Credit Union, located on Elms Road, Killeen, has been serving the Central Texas community since 1957. With more than five decades of experience in providing high-quality financial services to our members, we are one of the most trusted credit unions in the region. We provide a host of online services with an aim to grant convenience to our members and help to save time and resources.

Whether you are looking for a cheap auto loan or a lucrative investment option, our online services will help make things quicker and easier for you. All that you need to do is click on the ONLINE ACCESS link on our website, and you shall be all set to get access your account online. Our highly secure login system ensures that your details remain protected while you use the online services. Using this system, you can enjoy round-the-clock access to your account, from anywhere across the world. The sign up process takes as less as a minute. You can contact one of our tellers right away to know more about how this online system works and all the services that you are eligible for.

Our members who sign up for our online services can pay their bills online simply by clicking on the “Quick Pay” world online. This method is absolutely safe and protected, and spares you the convenience of having to visit our office to pay your bill. We charge a nominal monthly fee of $5 for the online billing service. However, this service is free for members above the age of 55. In addition to paying your bills online, you can also make your Mastercard payment online without any hassle. You can call card services at 800-442-4757 or click on the ‘Go To My Card’ link on our website www.gctfcu.net.

These online services allow you to operate your account with Greater Central Texas Federal Credit Union from the comfort of your home or office. You no longer have to put your financial transactions on hold just because you are out on vacation or you are short of time. Manage everything on the go, just in the click of a button. Contact us to know more about our online services, and for information on our lowest used car loan.

For most people the first step when they decide to get a new car is to get a secured auto loan. Financing the purchase through a lending institution can help you tackle what can otherwise be a huge expense and hassle. To avoid paying a hefty periodic interest rate you should consider financing the vehicle from a credit union instead of a bank, as it is more cost effective and pro community. The benefits of a secured loan greatly outnumber those of an unsecured loan.

• The interest rates are much lesser in case of a secured loan as you put up an asset as collateral. It is an affordable scheme you should be confident to repay the loan. The nominal interest rates make the repayment convenient.
• It is easier to get a secured loan sanctioned as the lending institution does not hesitate to sign it with collateral in hand. On many occasions, getting the loan sanctioned is the biggest obstacle and you wind up having to wait for months to make sure that it is approved. Credit Unions are also very lenient in case of people who opt for a secured loan. You can borrow a favorable amount when you put up a property as collateral as there is no limit to the amount of money the credit unions are willing to lend.
• Apart from all this the repayment period is also flexible and you can pay the loan back over a longer duration of time. This means less pressure, less monthly installments and more peace of mind for you. Even the interest rates are not fixed for secured borrowers. As long as you have a decent flow of monthly income, some property to show and a decent credit history, you should take advantage of the above mentioned benefits offered by secured loans.
• A credit union is the most suitable place to get a loan from. Not only are the interest rates lower but the level of service is also top notch and backed by friendly staff members. Apart from borrowing money you can also get all other financial and banking needs catered to at credit unions.

We at the Greater Central Texas Federal Credit Union can help you with your secured loan and clear any doubts that you may have. You can call us at (254) 690 – 227.