Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Financial Services by GCTFCU

26. July 2023 Administrator Blog (0)
Credit unions play a significant role in meeting the financial needs of individuals. Whether it is managing day-to-day transactions, saving for the future, or seeking financial assistance, you can count on credit unions for reliable and affordable financial services. Greater Central Texas Federal Credit Union has been providing financial services to its members for more than six decades.

Following are some of the diverse financial services offered by GCTFCU:

  • Secured and Unsecured loans: Most financial goals and aspirations can require additional funding. Whether it is purchasing a new vehicle, undertaking home improvements, or planning a vacation, GCTFCU offers secured and unsecured loan options to help members achieve their dreams.
  • Share Savings Accounts: We offer various types of share savings accounts, including Regular Share Savings Accounts, Share Certificates of Deposit, Individual Retirement Accounts (IRAs), and Club Accounts. These accounts provide members with flexible and secure options for saving money and earning competitive dividends.
  • Lending Services: GCTFCU offers lending services for various purposes, including new and pre-owned vehicles, home improvement projects, vacations, and more. With competitive rates and flexible terms, members can access the funds they need to fulfill their aspirations.
  • Checking Accounts: Our checking accounts are designed to simplify day-to-day financial transactions. Members can enjoy features such as online banking, mobile banking, and bill pay services, making it convenient to manage their finances.
  • Wire Transfer: Greater Central Texas Federal Credit Union offers wire transfer services for transferring funds quickly and securely. Whether it is sending money domestically or internationally, members can rely on our efficient and cost-effective wire transfer services.
  • Overdraft Protection: To cater to unexpected expenses that can arise, we offer our members additional funds through overdraft protection. Members can have peace of mind knowing that their transactions will be covered, even if their account balance is insufficient.
  • Other Financial Services: In addition to the above-mentioned services, we provide a host of other financial services such as ATM service, convenient bill pay service, Traditional and Roth IRAs, Vacation and Christmas Club accounts, debit cards with built-in security features, and worldwide acceptance, credit cards with competitive rates and reward programs, money market accounts and safe deposits.
By being a member of the Greater Central Texas Federal Credit Union, individuals become part of a community-driven credit union where their financial well-being is a top priority. With a wide range of convenient and affordable financial services, competitive rates, and a commitment to excellent customer service, GCTFCU helps its members to have the tools and resources to achieve their financial goals.

For more information, you can visit Greater Central Texas Federal Credit Union at 3305 E. Elms Rd., Killeen, TX 76542, or call (254) 690-2274. You can also browse our financial services at https://www.gctfcu.net and connect on our social media platforms.
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GCTFCU Blog | Buying A Car Is No More A Dream
Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Buying A Car Is No More A Dream

18. February 2012 Administrator (0)

 

In today’s fast-paced world, owning a car is more of a necessity than a luxury. Most of us want to travel comfortably with our families, well protected from pollution and the mad rush in public vehicles. There was a time when this was a privilege of the wealthy only. Thanks to auto loans, now even those who cannot pay cash instantly can drive home a brand new car! 

All you have to do is apply for an auto loan at financial institution providing attractive auto loans. You only have to deposit the down payment, which will be a negligible percentage of the main amount. As far as the rest of the amount is concerned, you can pay it as per your convenience in the near future. There are basically two types of car loans:

 

  • Short-term loans: Here you are to pay the total amount over a short span of time. This varies from 2 to 5 years. The payment comprises of monthly installments and interest.
  • Long-term loans: In these you are to pay smaller monthly installments as compared to the short-term loans. They will be spread out over a longer period.

 

Benefits of an Auto Loan

 

  • Immediate acquisition: A car loan gives you instant possession of the car without paying the full amount for it. This is a luxury the middle class man cannot afford to miss. Instead of mercilessly saving for endless years to buy that dream car of yours, a car loan lets you possess it in the blink of an eye!
  • Easy Installments: If you are on a tight budget, you need not fret and frown as to how you will repay your car loan. Car loans are variable. You have the option of paying smaller installments every month for a longer period. This will be easy on you pocket and stress free!

 

To avail cheap auto loans for both used and new cars in Texas, visit us at Greater Central Texas Federal Credit Union. We are located at 3305 E Elms Road, Killeen, TX 76542. You can also call us at 254-690-2274.

Cheap Auto Loan - Secured Auto Loan

 

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