If you have chosen to get a car loan from a bank, you better think again. Banks often make you wait for several months to get your car loan sanctioned. Not only they take a long time, but also make you go through a complex procedure. The best way to save yourself from all these hassles is to opt for a reliable financial institution. 

Unlike the banks, the financial institutions offer quicker and convenient car loans. The main reason behind this is the adoption of faster loan processing procedures. The paper work is not too demanding and decision about Auto Loan approval/ disbursement is taken quickly. If the financial institution can judge that you are capable of repaying the loan amount, you will be provided with the loan within a span of time.

We at Greater Central Texas Federal Credit Union provide instant auto loans to all those who are constantly turned down by banks. We offer both secured as well as unsecured loans at very appreciable rate of interests. The loan sanction process is very simple and instant. We do not have lengthy procedure  or paper works that delays auto loan application process.

No matter you want to purchase a car, truck, van or any other vehicle, we finance it all. Not only we provide auto loans for buying new vehicles but you can also take loan to buy used automobiles. All you need to do is fill a simple loan application form and provide a few supporting documents. Upon approval, the loan is disbursed immediately. You can also avail a number of special discounts depending on the kind of credit card you hold. Master card and visa card owners can enjoy hefty discounts on auto loans and other loans offered by us.

There are various options for Auto Loans in Texas, they may range from short term to long term auto loans. Depending on your requirement and payment capacity, you should opt for one. For more details on cheap auto loans and car financing, visit us at Greater Central Texas Federal Credit Union located at 3305 E Elms Road, Killeen, TX 76542. You can also call us at 254-690-2274.

Cheap Auto Loan - 72 Month Auto Financing

Buying a car is one of the major expenses that people indulge in and it is extremely important that all the options should be considered carefully before taking a decision. In order to help you out with the search as well as to reduce your overall expenses given here are some useful tips that can be of great help in deciding your auto loan.

• Determine your budget: The first and foremost step is to clearly establish what you can actually afford and finalize your budget. This will help you determine which vehicle you can buy, either new or used, and clarity about your financing options. To make this decision you would need to calculate all your monthly expenses and then conclude if you will be able to afford buying a car.
• Evaluate the cost of the car: Once you have set aside the expenditure plan you should check for your options in that budget. You can look through the internet or visit a local dealer for this however, make sure that you do not exceed your predefined budget.
• Check your credit score: You must also check your credit rating in order to be assured that your loan application will be approved. You can consult a credit union to avail auto loans at lower interest ratesthan banks.
• Do proper research: Do not decide on an option before comparing and researching several loan rates. Interest rates depend on a number of factors such as car make and model, your credit rating, the loan term, your financial status etc. Discuss with your agent about all the issues that come up in your mind and have all your questions answered. 
• Focus on the loan amount: Your agent may ask you to lower the monthly repayment amount to make it easier on your pocket. Even though it may help you to save a few hundred dollars per month but it will add up to the interest rates. Thus, you should focus on lowering the loan amount instead of monthly payment.
• Consider other finance options: If you are unemployed or not financially stable, auto loan might not be suitable for you. Instead, consider going for secured loans that offer more flexibility and ease in repayment options.

If you are looking for car financing options in Killeen, TX, visit Greater Central Texas Federal Credit Union. We offer quick and convenient auto loans at competitive interest rates. For more information, feel free to call us at (254) 690 – 2274. You can also visit our office at 3305 E Elms Road, Killeen, TX 76542.