If you have been thinking about buying a car and are worrying about the finances, then credit unions can be the perfect solution for all your concerns. The easy and affordable car loans offered by the credit unions in Killeen, TX have made car buying easy for everybody. Whether you want to buy a new or used car, there are a number of reasons why you should consider getting a car loan from a credit union.

• Better chance of approval: You are more likely to get an easy approval for car loans at a credit union than from a bank. Credit unions aim at the benefit of their clients and are even ready to make slight modifications in the policy to suit the needs of their clients.
• Lower rates of interest: A credit union offers affordable car loans at lower rates of interest than any other lending institution. With such low interest, you can make a lot of savings and invest your hard earned money in other profitable ventures.
• User friendly loan process: With most lending institutions, the applicants have to personally go and submit the papers for the loan. However, with a credit union, you can even apply online for a loan which helps you save time.
• Personalized services: Since credit union are non-profit organizations and is managed by a group of volunteer board members, they keep their customers’ interests on priority. You can freely talk to them about the loan, repayment options, as well as your financial position. They can suggest some loan options that could be better for your situation.
• Resource centers: Credit unions have well established resource centers in order to provide information to the customers about the different financing options and help them in making the right decision.
• Non-sales approach: Credit unions do not work for their own profit and rather their sole purpose is to provide easy car loans to those who cannot afford to pay heavy interests to the banks.

If you are planning to apply for an affordable car loans in Killeen, TX, visit Greater Central Texas Federal Credit Union. We provide hassle free loans at competitive rates of interest. For more information about car loans offered by us, you can call at (254) 690 – 2274 or visit our office at 3305 E Elms Road Killeen, TX 76542.

Secured Loans have gained more popularity as compared to the unsecured loans these days. People usually turn to opt for consumer finance that provides them with the better deals with low interest rates. They look for a financial solution that caters to their specific needs and requirements for a loan. Secured loans are more in demand now as they are more affordable and provide good value. Secured loans can be taken for variety of needs; be it auto financing, buying a house, or simply a personal loan, secured loans are the best bets.

Secured loans are called so as they are given against some collateral and thereby, have more benefits than the unsecured ones. Some of the benefits of secure loans are:

• Secured loans are one of the most cost effective options available in the market as they are guaranteed by personal property or collaterals, which enable the borrowers to take loan quite easily.
• Secured loans offer high borrowing levels as compared to the unsecured loans. The amount of the loan depends on the equity with longer repayment periods.
• Secured loans are easily accessible and one can consolidate other loans and credits as well. You can also use secured loans to repair your previous credit structure and pay off some debts too.
• Secured loans are more affordable loans and you can get more competitive deals on it with a better repayment structure and interest rates. 
• Most of the secured loans can be processed quickly these days and you can avail huge benefits on it with timely repayment of the loan.
• In case of secured loans for getting higher loan amounts, you can get it against collateral of similar value.

If you are planning to buy a new car, you can get 72 month auto loans to buy your new car which will prove to be cost effective.  For more details on wide range of secured auto loans in all credit situations, you can contact Greater Central Texas Federal Credit Union, 3305 E Elms Road, Killeen, TX 76542 or you can call at 254-690-2274.

Secured Auto Loan - Lowest Used Car Loan