Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Looking To Purchase A Home In Killeen? Credit Union Can Help

4. April 2014 Administrator (0)

The real estate industry in Killeen, Texas is buzzing today with many people looking to buy the house of their dreams here. Whether it is an apartment, villa, or any other property, buying a house is considered as a good investment. Financing a house can be tricky at times; of course you have savings from your hard-earned money, but there is always an option of getting a secured loan Read on to know how a credit union can help you with getting the requisite financial resources for buying your new house.

  • The home loans offered by credit unions come at typically lower interest rates. In addition, there are a variety of options to choose from when it comes to an interest rate that best suits your pocket. Lower interest rates mean guaranteed peace of mind as you enter into your new house and live freely with family and friends.
  • Credit unions offer fast approval of home loans as compared to the conventional sources of financing the purchase of house. Getting a loan sanctioned can be a tedious and time consuming process and today nobody has time to waste. With credit unions in Killeen TX you can benefit from applying online for loans and getting them sanctioned at the earliest possible time. It can be done from the comfort of office or home.
  • Another factor is availability. With a credit union, the clients do not have to worry about timings; they can apply for loans and get them sanctioned as and when it is convenient for them and not worry about opening and closing times.
  • To apply for a home loan in Killeen TX, many credit unions offer helpline numbers that are functional round the clock. As a customer, you may have valid concerns and queries related to your loan; a credit union will appropriately address those at a time convenient to you.
  • The loan solutions offered by credit unions are highly unbiased. Every dealing is done keeping in mind the requirements and budget of individual customers. These days, credit unions also offer the option of secured loans wherein you can pledge assets as collaterals to obtain the loan. This is a good way of financing the purchase of your house.

So if you are looking to get a home loan at competitive rates for purchasing a house, a credit union is your best option.

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GCTFCU Blog | Financial Services by GCTFCU
Greater Central Texas Federal Credit Union,
3305 E Elms Road
Killeen, TX 76542
Telephone: 254-690-2274
www.gctfcu.net

Financial Services by GCTFCU

26. July 2023 Administrator Blog (0)
Credit unions play a significant role in meeting the financial needs of individuals. Whether it is managing day-to-day transactions, saving for the future, or seeking financial assistance, you can count on credit unions for reliable and affordable financial services. Greater Central Texas Federal Credit Union has been providing financial services to its members for more than six decades.

Following are some of the diverse financial services offered by GCTFCU:

  • Secured and Unsecured loans: Most financial goals and aspirations can require additional funding. Whether it is purchasing a new vehicle, undertaking home improvements, or planning a vacation, GCTFCU offers secured and unsecured loan options to help members achieve their dreams.
  • Share Savings Accounts: We offer various types of share savings accounts, including Regular Share Savings Accounts, Share Certificates of Deposit, Individual Retirement Accounts (IRAs), and Club Accounts. These accounts provide members with flexible and secure options for saving money and earning competitive dividends.
  • Lending Services: GCTFCU offers lending services for various purposes, including new and pre-owned vehicles, home improvement projects, vacations, and more. With competitive rates and flexible terms, members can access the funds they need to fulfill their aspirations.
  • Checking Accounts: Our checking accounts are designed to simplify day-to-day financial transactions. Members can enjoy features such as online banking, mobile banking, and bill pay services, making it convenient to manage their finances.
  • Wire Transfer: Greater Central Texas Federal Credit Union offers wire transfer services for transferring funds quickly and securely. Whether it is sending money domestically or internationally, members can rely on our efficient and cost-effective wire transfer services.
  • Overdraft Protection: To cater to unexpected expenses that can arise, we offer our members additional funds through overdraft protection. Members can have peace of mind knowing that their transactions will be covered, even if their account balance is insufficient.
  • Other Financial Services: In addition to the above-mentioned services, we provide a host of other financial services such as ATM service, convenient bill pay service, Traditional and Roth IRAs, Vacation and Christmas Club accounts, debit cards with built-in security features, and worldwide acceptance, credit cards with competitive rates and reward programs, money market accounts and safe deposits.
By being a member of the Greater Central Texas Federal Credit Union, individuals become part of a community-driven credit union where their financial well-being is a top priority. With a wide range of convenient and affordable financial services, competitive rates, and a commitment to excellent customer service, GCTFCU helps its members to have the tools and resources to achieve their financial goals.

For more information, you can visit Greater Central Texas Federal Credit Union at 3305 E. Elms Rd., Killeen, TX 76542, or call (254) 690-2274. You can also browse our financial services at https://www.gctfcu.net and connect on our social media platforms.
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