Unsecured/Signature Loans

Are you ready for a vacation or have an unexpected expenditure? Let us help!  GCTFCU offers unsecured/personal loans at great rates. 

 Approvals are usually made within 24 - 48 hours from the time we receive your completed application and verification of income. Direct deposit, payroll deduction and automatic transfer services are available for your payment convenience. 

 Contact the loan officer at 690-2274 or apply now. 

Secured Loans

A secured loan is one granted against collateral that has a value equal to or greater than the balance of the loan.  In some instances, a loan may not be granted unless the collateral has a value as much as 20% greater than the loan requested.

 A share secured loan is a loan backed by a share account (excluding an IRA) held with GCTFCU.  The balance in the share account must remain equal to or greater than the balance of the loan through the life of the loan.

 

Contact the loan officer at 690-2274 or apply now

 

Credit Builder Loan

 

Think "Lay-a-Way for Cash"!!

 

Establish or improve your credit score with a credit builder loan.  Money is deposited into a share account and will not be released until the balance of the loan is paid off.

 

Contact the loan officer at 690-2274 or apply now. 

 

 Check out our rates

 

 Click here to calculate your loan payment

 

 Skip-a-Payment Application

 

 

CURRENT RATES

Auto Loan **2.99% APY
MasterCard **8.99% APY
Signature Loans **11.5% APY
CD's .75% APY**
view all **as low as
  as high as **
SPECIALS
Location    
  Main Office:  
  3305 E Elms Road
Killeen, TX 76542
Phone : 254-690-2274
Fax : 254-690-2708
 
Working Hours    
  Lobby:   Drive - thru:
  Monday - Friday
9:00 am - 5:00 pm
  Monday - Friday
7:30 am - 5:30 pm

Saturday
9:00 am - Noon