An Individual Retirement Account is an excellent way to supplement your retirement funds, if you work and are under age 70 1/2.
We offer both Variable Rate Traditional and Roth IRA's.
IRAs for Every Stage of Life
IRAs are one of the most valuable savings tools available today. More people than ever before are able to contribute to IRAs and benefit from the great tax advantages. So regardless of what stage of life you’re in, an IRA at GCTFCU can help.
Starting your career – As you start your career, start building your retirement plan. A Roth IRA can provide you with tax-free withdrawals when you retire.
Planning as a couple – We can help both you and your spouse start IRAs. If you both qualify, you can both contribute to an IRA.
Flexibility for a growing family – Your IRA investment can be used for a first-time home purchase or qualified educational expenses.
Securing your retirement – If you’re nearing retirement, or even if you’re already retired, consider a safe, secure credit union IRA. As an added bonus, there are increased contribution limits if you are age 50 or older.
Here’s why your IRA should be at Greater Central Texas FCU
If you don’t have an IRA, you owe it to yourself and your financial future to start your account now. And even if you have an IRA somewhere else, there are some compelling reasons for moving your account here.
Our rates are competitive, your account is insured, and we pay particular attention to your personal financial needs, because at GCTFCU you are a member, not just a customer.
That’s why if you already have an IRA, you should consider moving it here. Simply contact one of our Member Services Rep today, and she will help start the process for moving your funds.
Starting your IRA, or transferring it to the credit union, could be one of the best financial moves you’ll ever make. If you would like more details or have any questions, call our Member Services Rep today at 254-690-2274.
