Interest & Dividend Rates Effective as of July 1, 2021
| Secured Loans |
APR* |
Term |
| Down Payment May Be Required |
|
|
| |
|
|
| New Autos |
|
|
| A credit |
1.55 |
up to 60 mo |
| B credit |
2.55 |
up to 60 mo |
| C credit |
4.55 |
up to 60 mo |
| |
|
|
| Used Autos |
|
|
| A credit |
3.55 |
up to 60 mo |
| B credit |
4.55 |
up to 60 mo |
| C credit |
6.55 |
up to 60 mo
|
| Recreation Vehicles (boats, ATVs, RVs, motorcycles) APR rates are 2 percentage points higher than Used Autos |
|
** Ask about our 72 month Vehicle Loan Rates **
Share Secured Loans: Rate will be 2% over secured account rate
|
| Unsecured Loans |
APR* |
Term |
| A credit |
5.31 |
12 mo & up |
| B credit |
6.41 |
12 mo & up |
| C credit |
7.31 |
12 mo & up |
*Discounted Vehicle Loan APR figured with approved credit AND automatic/electronic payment.
**Payment Example: New auto loan of $20,000 for 36 months at 2.51% APR will have a monthly payment of $578.05.
A Rate Discount up to .25% APR may be given for auto loan signed up with automatic/electronic payments.
A Rate Discount up to .50% APR may be given for unsecured loan signed up with automatic/electronic payments.
Loan Processing Fees: Less Than $1,000 - $20.00
$1,000 and higher - $25.00
Will rate match will approved credit.
Rates may change at any time.
