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Contact Us: (254) 690 - 2274
Fax: (254) 690 - 2708
Routing Number: 311985429
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Serving Central Texas since 1957
Formerly Known As Killeen Teachers Federal Credit Union
Loan Rates

 

Interest & Dividend Rates Effective as of September 1, 2022

 
Secured Loans APR* Term
Down Payment May Be Required    
     
New Autos    
A credit 3.00 up to 60 mo
B credit 4.00 up to 60 mo
C credit 6.00 up to 60 mo
     
Used Autos    
A credit 3.75 up to 60 mo
B credit 4.75 up to 60 mo
C credit 6.75

up to 60 mo

Recreation Vehicles (boats, ATVs, RVs, motorcycles) APR rates are 2 percentage points higher than Used Autos

 

**  Ask about our 72 month Vehicle Loan Rates  **

Share Secured Loans: Rate will be 2% over secured account rate

Unsecured Loans APR* Term
A credit 6.76 12 mo & up
B credit 8.01 12 mo & up
C credit 8.76 12 mo & up

*Discounted Vehicle Loan APR figured with approved credit AND automatic/electronic payment.
**Payment Example: New auto loan of $20,000 for 60 months at 5.75% APR will have a monthly payment of $385.00



A Rate Discount up to .25% APR may be given for auto loan signed up with automatic/electronic payments.
A Rate Discount up to .50% APR may be given for unsecured loan signed up with automatic/electronic payments.

Loan Processing Fees:  Less Than $1,000 - $20.00

$1,000 and higher - $25.00

Will rate match will approved credit.
Rates may change at any time.