Facebook Twitter Instagram Instagram
Contact Us: (254) 690 - 2274
Fax: (254) 690 - 2708
Routing Number: 311985429
Alphabetical Index
Serving Central Texas since 1957
Formerly Known As Killeen Teachers Federal Credit Union
Current Rates

Interest & Dividend Rates Effective as of October 5, 2017

*Discounted Vehicle Loan APR figured with approved credit AND automatic/electronic payment

**Payment Example: New auto loan of $20,000 for 36 months at 2.65% APR will have a monthly payment of $580.

Secured Loans *APR
(Annual % Rate)
Term
Down Payment May Be Required    
New Autos    
A credit *2.26 up to 60 mo
B credit *2.76 up to 60 mo
C credit 4.76 up to 60 mo
UsedAutos    
A credit *4.26 up to 60 mo
B credit *4.76 up to 60 mo
C credit 6.76

up to 60 mo

Recreation Vehicle (boats, ATVs, RVs, motorcycles) APR rates are 2 percentage points higher than Used Autos    

 **  Ask about our 72 month Vehicle Loan Rates  **

Share Secured Loans: Rate will be 2% over secured account rate

Loan Processing Fees:  Less Than $1,000 - $20.00

$1,000 and higher - $25.00

A Rate Discount up to .25% APR may be given for all unsecured loans if auto loan signed up with automatic/electronic payments

Will rate match will approved credit

 

 

Unsecured Loans APR* Term
 
    A credit 6.51% n/a
    B credit 7.51% n/a
    C credit 8.76% n/a
 

 

**APY=Annual Percentage Yield

Savings Rate APY** Term
Savings (minimum $20 + $5 fee) .05 .05 n/a
IRAs .499 .50 n/a
Money Market Tier Accounts Rate APY** Term
$2,500 - $9,999 .05 .05 n/a
$10,000 -$24,999 .05 .05 n/a
$25,000+ .10 .10 n/a

 

Certificates of Deposits Rate APY*** TERM
$1000+      
6 month 1.00 1.004 6 month
12 month 1.35 1.357 12 month
24 month 1.75 1.762 24 month
36 month 2.00 2.015 36 month

***APY=Annual Percentage Yield
A penalty will be imposed for early withdrawal.
Rates may change at any time.