Are you searching for a car loan, but not able to find the right source? At the Greater Central Texas Federal Credit Union, we have the perfect solution to your problem. We are the most reliable and quickest loan provider with the least rate of interest. Our loan products are of great help to people who tend to suppress their desire of buying a car because of its heavy price tag.

But we at Greater Central Texas Federal Credit Union assure you a hassle free and easy way to fulfill your desire of buying your dream car. Our cheap finances take away all you worries regarding paying back the loan.

We provide loans to all those people too, who are facing the problem of bad credit. No matter you buy a new car or an old one, we will provide you with instant loans for both.

However, we have listed below the ABCs of taking a car loan just for your convenience:

• Always keep in mind your budget and the amount you will have to pay in installments.
• Decide before hand which car you want to buy.
• The loan will always be higher for a costlier car and so will be the rate of interest.
• In how much time you will be able to pay back the loan.
• Your credit ratings will have a huge impact on the interest rates, so always try to keep a good credit record before applying for a loan.
• Always check for the reliability of the firm that is proving you the loan.

Greater Central Texas Federal Credit Union is a group of experienced members who make every effort to provide you with the loan. We are the most reliable and secure firm to provide you with not just the auto loans but also with home loans.

Contact us today to make your dream of owning a car true! Have no worries if you have a bad credit, just visit Greater Central Texas Federal Credit Union, located in Killeen, Texas or call us at 254-690-2274.

Lowest Used Car Loan - Secured Auto Loan

• Loan Eligibility: The home loan amount depends on your income and previous loan record. There may be a significant difference in the online quoted amount and the actual loan sanctioned. Thus, you should have a clear idea about the loan plan you are eligible for.

• Budget: You must evaluate your budget before applying for a home loan. This will help to determine the amount you can pay upfront for the home and the remaining can be applied for as loan. The budget also assists in deciding on a monthly amount that you can afford.

• Credit Score: You should maintain a clean and dependable credit score. Maintenance of bank accounts, credit card usage, existing loans, payment of bills, all these can affect the interest rate charged on your home loan.

• Interest Rate: The type of interest rate determines the amount you would have to pay every month. You can select between fixed rate and floating rate home loan. You can make the choice depending on your financial condition and current market rates.

• Loan Duration: This will determine the interest amount and its portion that you will have to pay every month. A longer tenure will reduce the monthly payments but will eventually result in more interest payments.

• Documents: You must ensure that you read the documents carefully before signing. All verbal contracts and negotiations must be in written. You should check the applicable charges, processing fee, late charges etc.

• Research: It is essential to get quotes for different home loan policies and choose the one that best suits your needs. You can consider a credit union for low interest home loans.

• Extra Charges: You must be aware of any extra charges that may be incurred during the course of the loan repayment. It is important to clarify the queries during the initial stage to avoid paying processing fee at a later stage.